Banking
IT for Banking
IT for banking, built around the constraint that defines the sector: core banking systems are not to be touched, so everything integrates around them.
- Regulations in scope
- 4
- Systems we integrate
- 5
- Typical first release
- 6 weeks
What changes when it is banking
The honest answer is frequently to buy rather than build, and sometimes to keep what you have. We say so even when it means less work for us.
In banking, core banking systems are not to be touched, so everything integrates around them. That single fact reshapes how it has to be built here, the guardrails, the approval points and the evidence trail are design inputs rather than things bolted on before go-live.
The workload we are most often asked to take on first is loan file assembly, usually integrated against core banking platforms. We build the smallest thing that proves the case, put it in front of real users, and expand only what earns its keep.
Deployed across regulated and unregulated sectors, with audit trails where the regulator expects them. You own the code, the models where they are open-weight, and the documentation to run it without us.
The sector constraints we design around
- Defining constraint
- core banking systems are not to be touched, so everything integrates around them
- Regulations in scope
- RBI master directions · PMLA and AML · DPDP Act 2023 · cybersecurity framework for banks
- Systems of record
- Finacle · Flexcube · core banking platforms · CRM · loan management systems
- Where we usually start
- account opening documentation
IT workloads in banking
- account opening documentation
- AML alert triage
- customer service automation
- loan file assembly
- branch reporting
What is included
- Current-state assessment across systems, contracts and capability
- Build, buy or partner analysis with the reasoning documented
- Vendor selection criteria and scored comparison
- Roadmap sequenced by dependency and value
- Cost review across licences, cloud and support contracts
- Risk register with owners and mitigations
Questions from this sector
Will this touch our core banking system?
No. We integrate through supported interfaces and read replicas, never by modifying the core.
How do you handle AML false positives?
Context enrichment and tuned scoring so alert volume matches investigator capacity, with every decision explainable in a case file.
Do you resell any of the products you recommend?
No. We take no commission from any vendor, and we disclose any relationship that could colour a recommendation. That independence is the product.
Will you also implement it?
We can, and you are not obliged to use us. The advice stands alone, and we would rather you tested it against other quotes.
How long does an assessment take?
Two to four weeks for most organisations. Long enough to be thorough, short enough that findings are still current when you act.
Other capabilities for banking
- AI Agent Development for Banking
- Agentic Workflow Automation for Banking
- LLM Application Development for Banking
- RAG & Knowledge Retrieval for Banking
- Chatbot Development for Banking
- Voice AI Agents for Banking
- Document Processing & IDP for Banking
- AI Copilot Development for Banking
- Predictive Analytics & Forecasting for Banking
- Data Engineering for Banking
IT for banking, worth a conversation?
Tell us the workload and the regulation it sits under. We will tell you what is realistic.
Or email bd@dtrasglobal.com · call +91 74118 77878